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Q67 (CISF/2026) Economy › Schemes, Inclusion & Social Sector

Which one of the following statements about 'Your Money, Your Right' Movement, launched in October 2025 is correct ?

Result
Your answer: —  Â·  Correct: A

Explanation

The 'Your Money, Your Right' (Aapki Poonji, Aapka Adhikar) movement was launched in October 2025 by the Department of Financial Services (DFS), Ministry of Finance. Its primary objective is to facilitate the identification and settlement of unclaimed financial assets—including bank deposits, insurance proceeds, dividends, and mutual fund amounts—to their legitimate claimants or legal heirs.

  • The initiative follows a '3A Framework': Awareness, Accessibility, and Action.
  • It is a collaborative effort involving major regulators like the RBI, SEBI, IRDAI, PFRDA, and IEPFA.
  • Citizens are encouraged to use dedicated portals such as UDGAM (RBI), Bima Bharosa (IRDAI), and MITRA (SEBI) to trace and reclaim forgotten funds.

Options B, C, and D are incorrect as they misattribute the campaign's purpose to general fraud awareness or specific cybercrime initiatives, whereas this movement specifically targets the reclamation of dormant financial assets.

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