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Q65 (CDS-II/2013) Economy › Money, Banking & Inflation › Central banking functions Answer Verified

The Government of India and Reserve Bank of India have decided to introduce 1 billion pieces of Rs. 10 notes in polymer/ plastic on a field trial basis. Which of the following is/are the objectives behind this move ? 1. Increase of the lifetime of the notes 2. Combating counterfeiting 3. Reducing the cost of minting of currency Select the correct answer using the code given below :

Result
Your answer: —  Â·  Correct: A
Explanation

The Government of India and the RBI initiated a field trial for 1 billion pieces of Rs. 10 polymer notes primarily to enhance the durability and security of low-denomination currency. Polymer notes are known to have a significantly longer lifespan compared to traditional cotton-based paper notes, which reduces the frequency of replacement and long-term environmental impact. Additionally, polymer substrates allow for advanced security features that are harder to replicate, thereby combating counterfeiting. While polymer notes have lower lifecycle costs due to their longevity, their initial production cost is higher than paper notes. Furthermore, the term 'minting' specifically refers to the production of coins, which are manufactured at government mints in Mumbai, Hyderabad, Kolkata, and Noida , whereas banknotes are 'printed' at currency presses . Therefore, reducing the 'cost of minting' is technically inaccurate in the context of banknotes.

Sources

  1. [1] Indian Economy, Nitin Singhania .(ed 2nd 2021-22) > Chapter 7: Money and Banking > CURRENCY NOTES PRINTING AND COINS MINTING > p. 163
  2. [2] Indian Economy, Vivek Singh (7th ed. 2023-24) > Chapter 2: Money and Banking- Part I > 2.10 Money Supply > p. 53
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