Question map
The sum of which of the following constitutes Broad Money in India ? I. Currency with the Public II. Demand deposits with banks III. Time deposits with banks IV. Other deposits with RBI Choose the correct answer using the codes given below :
Explanation
In India Broad Money (M3) is defined as M1 plus net time deposits of the banking system; M1 itself comprises currency with the public and demand deposits [1]. Additionally, RBI practice treats certain ‘other’ deposits with the Reserve Bank as part of the monetary aggregates included in M1, so these are carried into M3 as well [2]. Therefore M3 (broad money) consists of: (I) Currency with the public, (II) Demand deposits with banks, (III) Time (term) deposits with banks, and (IV) ‘Other’ deposits with the Reserve Bank — matching the four components listed in official aggregates reporting.
Sources
- [1] Macroeconomics (NCERT class XII 2025 ed.) > Chapter 3: Money and Banking > Legal Definitions: Narrow and Broad Money > p. 48
- [2] Indian Economy, Nitin Singhania .(ed 2nd 2021-22) > Chapter 7: Money and Banking > TOOLS TO MEASURE MONEY SUPPLY > p. 158
SIMILAR QUESTIONS
Consider the following: 1. Currency with the public 2. Demand deposits with banks 3. Time deposits with banks Which of these are included in Broad Money (M3) in India?
Which of the following are included in the definition of Narrow Money? 1. Currency with the public 2. Demand deposits 3. 'Other' deposits with Reserve Bank of India 4. Banker's deposits with Reserve Bank of India Select the correct answer using the code given below : (a) 1, 2 and 4 (b) 1 and 2 only (c) 1, 2 and 3 (d) 3 and 4 only
The Reserve Bank of India defines narrow money as
Which of the following are the sources of income for the Reserve Bank of India? I. Buying and selling Government bonds II. Buying and selling foreign currency III. Pension fund management IV. Lending to private companies V. Printing and distributing currency notes Select the correct answer using the code given below.