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Which of the following is/are social security scheme(s) ? 1. Atal Pension Yojana 2. Pradhan Mantri Jeevan Jyoti Bima Yojana 3. Pradhan Mantri Suraksha Bima Yojana Select the correct answer using the code given below:
Explanation
The Government of India launched three major social security schemes in 2015 to provide a universal social security system for all Indians, particularly those in the unorganized sector [1]. Atal Pension Yojana (APY) is a voluntary, contribution-based pension scheme providing a guaranteed monthly pension of ‑1,000 to ‑5,000 after age 60 [1]. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a government-backed life insurance scheme offering a ‑2 lakh cover for death due to any cause for a yearly premium [2]. Pradhan Mantri Suraksha Bima Yojana (PMSBY) provides accidental death and disability cover of ‑2 lakh at a minimal annual premium [3]. These schemes are collectively categorized as social security welfare measures aimed at financial inclusion and risk protection for the underprivileged. Therefore, all three are social security schemes.
Sources
- [1] https://jansuraksha.gov.in/Files/APY/ENGLISH/APY.pdf
- [2] Indian Economy, Nitin Singhania .(ed 2nd 2021-22) > Chapter 14: Service Sector > Pradhan Mantri Jeevan Jyoti Bima Yojana > p. 427
- [3] Indian Economy, Nitin Singhania .(ed 2nd 2021-22) > Chapter 8: Financial Market > Recent Major Initiatives to Improve Financial Inclusion Are > p. 239