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Q62 (IAS/2026) Economy › Industry, Infrastructure & Investment Official Key

Which of the following statements about Crowdfunding is/are correct?
1. Crowdfunding is solicitation of funds (small amount) from multiple investors through a web-based platform or social networking site for a specific project.
2. Small and Medium Enterprises (SMEs) are able to raise funds at lower cost of capital without undergoing rigorous procedures.

Result
Your answer:  ·  Correct: C

Explanation

Statement 1 is correct: Crowdfunding is the practice of funding a project or venture by raising small amounts of money from a large number of people, typically via the internet. It utilizes web-based platforms or social networking sites to solicit funds from multiple investors for specific projects, startups, or social causes.

Statement 2 is correct: Crowdfunding serves as an alternative financing method that allows Small and Medium Enterprises (SMEs) and startups to raise capital without undergoing the rigorous, time-consuming, and expensive regulatory procedures associated with traditional bank loans, venture capital, or Initial Public Offerings (IPOs). This often results in a lower cost of capital and easier access to funds for early-stage businesses.

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