The correct answer is option 4, "All of the above."

Option 1, CRISIL, is a credit rating agency in India. CRISIL stands for Credit Rating Information Services of India Limited. They provide ratings, research, and risk and policy advisory services.

Option 2, CARE (Credit Analysis and Research Limited), is also a credit rating agency in India. CARE provides credit ratings, research, and advisory services to different sectors of the economy.

Option 3, ICRA (Investment Information and Credit Rating Agency), is another credit rating agency in India. ICRA provides credit ratings, research, and advisory services across various sectors.

Therefore, all three options, CRISIL, CARE, and ICRA, are credit rating agencies in India. They play a crucial role in assessing the creditworthiness of companies, organizations, and financial instruments, helping investors, lenders, and other stakeholders make informed decisions about lending, investing, or doing business with them.