Valmiki Ambedkar Awas Yojana is a subsidy-based housing scheme introduced by the government. The scheme aims to provide affordable housing to a specific group of people.

Option 1 states that the scheme is meant for rural people below the poverty line. However, this is not correct. The scheme is not limited to rural areas, but also includes urban slum dwellers.

Option 2 correctly states that the scheme is meant for urban slum dwellers. These are individuals who reside in slums in urban areas and are in need of proper housing.

Option 3 suggests that the scheme is only for old and destitute citizens covered under the National Old Age Pension Scheme. This is not accurate. The Valmiki Ambedkar Awas Yojana is not limited to specific categories such as old and destitute citizens or those covered under a specific pension scheme.

Option 4 implies that the scheme is intended for poor people who have lost their houses due to natural disasters like earthquakes, floods, and cyclones. While this is a valid concern, it is not the primary purpose of the Valmiki Ambedkar Awas Yojana.

Therefore, the correct answer is option 2, as it accurately explains that the scheme is specifically